Insider Secrets in my book:
- How creditors improperly use certain forms of leverage to try to collect from you long after they are legally allowed to.
- How collectors can get their names on your credit reports even when they are no longer allowed to have information listed there.
- Dirty tricks creditors use to get around the statute of limitations.
- Why using the statute of limitations to defend against a creditor should be the last resort.
- Why paying a collector everything they want doesn't guarantee you won't be returned to for the same debt again and again-and what to do about it.
- How collectors try to "manufacture" proof you owe them a debt.
- Why past trouble with a bank account means you must be extremely careful who you order checks from.
- Why you may not be in the clear even after a judgment against you has expired.
- Which states turn public officials trying to help a creditor collect from you into a profit center by giving them a percentage.
- Why depositing a $1.55 check can cost you everything in your bank account.
- Debtor's prison is a relic of history-or is it?
- Which states' judgments continue carrying whatever outrageous interest the creditor was charging you.
- How a creditor can file bankruptcy for you-and why they're wary of doing it.
- What to do after you pay a judgment, and why you may want to delay doing it.
- Credit card offers you should never, ever accept.
- How turning eighteen can put you suddenly deep into debt.
- Why your parent's nursing home stay can mean you owe debt you never signed for.
- You've been foreclosed on ... now you owe a mortgage deficiency ... or do you?
- How to research a collector who is trying to collect from you so that you know their weak points.
- How to settle a debt ... even when the other side hasn't agreed to it.
- Why some debts can never be sued on, while others have a shorter statute of limitations than you would otherwise think.
- Which kinds of businesses aren't going to help you at all with your debt problems.
- The obsolete trick to avoiding debt problems that can get you branded a terrorist.
- How one of the country's biggest collectors tried and failed to outsmart his own industry-with deadly consequences.
- Why banking out of the country can be disastrous and where you can safely bank in the country.
- How creditors illegally scrawl on bankruptcy's "clean slate."
Debt Hope: Down and Dirty Survival Strategies ($8.99 delivered as a .PDF): 
